Effective Date: 15/05/2025

This Payment Policy outlines the terms and conditions for making payments when purchasing products from Joycraft24. By placing an order, you agree to comply with the following payment terms.

1. Accepted Payment Methods

We accept the following payment methods:

  • Bank Transfer (details provided at checkout or upon request)
  • Credit/Debit Cards (Visa, MasterCard, etc.)
  • E-Wallets (if applicable, e.g., MoMo, ZaloPay)
  • Cash on Delivery (COD) – available only in select regions
  • Installment Payments (if offered, subject to approval and additional terms)

2. Payment Terms

  • Full payment is required before order processing and shipment unless COD or installment terms apply.
  • All prices are listed in [Insert Currency, e.g., VND or USD], inclusive/exclusive of applicable taxes (specify based on your pricing).
  • For installment payments, customers must comply with all terms set by the financing partner.

3. Security and Privacy

  • All online transactions are encrypted and processed through secure payment gateways.
  • Partytopix does not store or access your credit card details. Payment data is handled by trusted third-party providers.

4. Order Confirmation

  • Orders will be confirmed via email or SMS once the payment is successfully received.
  • If payment is not received within [insert timeframe, e.g., 48 hours], the order may be canceled automatically.

5. Failed or Rejected Payments

  • If your payment fails or is flagged as suspicious, we reserve the right to cancel or put the order on hold.
  • You will be notified in case of any issues, and you may be required to provide proof of payment.

6. Refunds

  • Approved refunds will be issued using the original payment method unless otherwise agreed.
  • Refund processing time varies depending on the payment provider (usually 3–7 business days).

7. Disputes and Chargebacks

  • If you believe a payment was made in error, please contact us first at [Insert Email].
  • Unauthorized chargebacks without contacting us may result in the suspension of your customer account.

8. Contact Us

If you have questions about making a payment or need assistance:

Street: 240 E 45th St, New York, United States

Phone Number: 0702 738 245

Mail: admin@joycraft24.com

Website: https//joycraft24.com